ABOUT MORTGAGE FINANCING

Basic Mortgage Loan Programs

Fixed Rate Mortgages

Wide range of fixed rate mortgage programs are available, including 10, 15, 20 and 30 year programs. We can custom fit our borrowers to the one that best meets their immediate and long terms financial goals.

Adjustable Rate Mortgages

Many different adjustable rate mortgages are available, with varing rates and terms. We can help evaluate our borrowers best options with the added protection of interest rate caps.

VA Loans - Government Guaranteed

Those who've served our country in the military can now buy with little or no money down by using a competetive rate Veteran's Administration Loan which is government guaranteed.

FHA - Government Insured

FHA loans are available with as little as 3% down.

Special Mortgage Loan Programs

No Income/No Asset Verification Loans

Non-verification loans are available with very competitive rate. For a variety of reasons, there are those who prefer to avoid the verification process. We offer a large array of non-verification products that will suit most needs.

100% Financing

No downpayment financing is available on homes selling for as much as $500,000. This two piece loan consists of a first mortgage and a second mortgage loan which may be paid off independently.

Specialized Financing For First Time Home Buyers

There are special loans available that are earmarked for the first-time homebuyer. Take advantage of a low-rate and low-downpayment. Programs are made available through government agencies and other private sources periodically. Call for current availability.


Equal Opportunity Lending

Equal Housing Opportunity

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