Determining what you have -- a financial inventory.

How does one turn what they have into what they want? A plan is usually a good idea. The shorter term goal of completing a real estate transaction, buying a car, saving a couple dollars, or whatever, should have heavy consideration for your overall life plan. How much "money in the bank" do you wish to have in the year 2000, 2005, 2010, 2020? The decisions you make today are likely to effect your financial health for the rest of your life. We see too many individuals who think tomorrow will never come. But if you let time work for you, your money can double every seven years. If you put $1,000 into a "diverse portfolio" at the age of 20, the expect value at age 69 is $128,000. If you put $1,000 a year into investments until you are 30, you are destined to retire a millionaire . No matter what your age, it is never too late to start. Why not make the most of it now, so the rest of your life is easier?

So what do you have to work with?

Inventory

Assets

Please enter the dollar value of liquid assets -- monies that have been in a bank account for longer than 3 months.

Semi-liquid assets -- stocks, bonds, cd's or other securities.

Dollar value of real estate for sale (if any)

Value of any other real estate

Value of any personal property you have for sale -- car, boat, etc.

Projected assets to be received -- if you expect to receive a gift from a relative, an inheritance, an insurance settlement or other monies please indicate the dollar value and a brief description of the source.

Income

Have you received a steady income from this source for
Less than two years
More than two years

Enter the dollar amount of your annual base income. (Please do not include any overtime, bonuses, or other income here.)

Enter the dollar amount of any other income and a brief description of where it comes from (overtime, second job, dividends, interest, social security, pension plan, etc.)

Please enter any other individual's name you wish to consider in your plan, and their relationship to you (husband, wife, mother, etc.)

Their income is derived from Salary (W2 Income)Hourly Wages (W2 Income) Self Employed (bottom-line from Schedule C)Other

Has your co-person received a steady income from this source for
Less than two years
More than two years

Enter the dollar amount of your annual base income. (Please do not include any overtime, bonuses, or other income here.)

Enter the dollar amount of any other income and a brief description of where it comes from (overtime, second job, dividends, interest, social security, pension plan, etc.)

Is there anything else relevant to income?

Liabilities

Monthly minimum required credit card payments (Even if you pay all credit cards in full each month, try to add together the "minimum payments" required by each company.

The balance on any mortgage to be paid-off.

The monthly payment (including taxes, insurance, mortgage insurance, association fees) on any mortgage that will not be paid-off.

Any other monthly installment debt or court ordered obligations (like personal loans, child support, etc.)

Well, that wasn't so bad was it? With this information, we can work as a team to devise a solid plan for your immediate and longer term goals. Please press the "submit" button. Depending on your desires and the complexity of your plan, we will contact you as soon as possible. The above information shall be held in confidence.

Do you prefer to be advised of the results via:
E-Mail
Phone

Thank you.