If you current rate is higher than 7.75%, it is time to
consider re-financing. Today's rates are at their lowest
point in almost two years. Or, if you are
purchasing a new home,
you can obtain your mortgage finacing right here! By
In the package that will arrive via snailmail, you will find
a list of documentation to return, as well as approximately 3 billion
signature lines. Ok ... maybe not 3 billion, but it seems like it. You may
contact us to review any of the information.
Then, return the package in the enclosed envelope with copies of
your documentation and an application check. The fees and charges associated
with the re-financing are dependent on the state in which you reside and the
type of mortgage you are refinancing. A list of these charges will be provided.
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Example Of Savings
On a $100,000 30 year mortgage that has a current rate of 8.5% and is re-financed to
6.75%, the savings can be greater than $40,000.00,
or
keep the same monthly payment and cut the term almost in half!
How to do it -- quick and easy.
The information you provide on the request
form will be reviewed by a loan officer. If it is prudent for you to re-finance,
a mortgage package will be shipped to you. In the event that you are
purchasing a home, you should also
visit the financial inventory page. Please sign in with your name
and include the words "mortgage pre-qualification."
About Consolidated Mortgage and Provident Bank of Maryland:
Provident Bank of Maryland and Consolidated Mortgage
Corporation have been long standing and well respected
institutions in the Mid-Atlantic Region. Now, we offer
nationwide service that is second to none and guarantee competitive
interest rates.
Federal rules and regulations
make the posting of accurate interest rates nearly impossible
(and certainly inefficient),
therefore;
you may obtain interest rate quotes by filling out our :
Make Mortgage Application
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